Terms of Service
Effective: May 10, 2026 · Version 1.0
These Terms of Service (“Terms”) govern your access to and use of lofttools.com and the tools and content made available there (the “Service”), provided by [OPERATOR LEGAL NAME], a California sole proprietor doing business as “Loft Tools” (“Loft Tools,” “we,” “us,” or “our”).
By accessing or using the Service, you agree to these Terms and to our Privacy Policy, Cookie Policy, Disclaimer, Acceptable Use Policy, and DMCA Policy, each of which is incorporated by reference. If you do not agree, do not use the Service.
We’ve kept these Terms readable. The defined terms are bold. Section headings are for convenience and do not affect interpretation.
1. The Service
Loft Tools is a Progressive Web App offering a curated set of file-aware, formula-precise, and privacy-first tools that run in your browser. Most tools execute locally via WebAssembly, JavaScript, or Canvas APIs, and do not transmit your input to our servers. A small number of clearly labelled “premium AI” tools may transmit input to a third-party AI provider; those are opt-in per session and not enabled at launch.
We may add, change, or remove tools at any time. We may also rate-limit, throttle, or temporarily disable any tool to protect availability or security.
2. Eligibility
You must be at least 13 years old to use the Service, and at least 16 years old if you are in the European Economic Area, United Kingdom, or Switzerland (or whatever lower digital-consent age your EU member state has set, but in no case below 13). If you are under 18, you represent that you have your parent or guardian’s permission to use the Service and to agree to these Terms.
The Service is not directed to children under 13. If you are a parent or guardian and believe your child has used the Service in a way that requires action, contact legal@lofttools.com.
3. Accounts
The Service does not require an account at launch. If we add accounts in the future, the account creation flow will present terms specific to accounts (including identity, password, and recovery responsibilities), and those terms will be incorporated into these Terms by reference.
4. Your content and your files
4.1 You keep your stuff
You retain all rights in any files, text, images, audio, video, calculations, or other input you provide to a tool (“Your Content”). Because Your Content is processed locally in your browser for the overwhelming majority of tools, we never receive a copy of it. We claim no ownership or licence in Your Content.
4.2 Limited licence to process
For tools that do transmit data to us or to a third-party processor (clearly labelled “premium AI” or “server-side”), you grant us a non-exclusive, worldwide, royalty-free, time-limited licence to receive, process, and return the result for the sole purpose of providing the tool to you for that session. This licence ends when the session ends, and we do not retain Your Content beyond what is needed to deliver the result and meet legal obligations.
4.3 You’re responsible for what you put in
You represent and warrant that:
- you own Your Content or have all necessary rights and permissions to use it with the Service;
- your use of the Service does not infringe any intellectual-property, privacy, or other right of any third party; and
- Your Content does not violate any law or our Acceptable Use Policy.
4.4 Public posts (when those exist)
If we add features that let you publish content publicly (comments, shared workspaces, embedded sharing links), then by submitting content for public display you grant us a non-exclusive, worldwide, royalty-free, sublicensable licence to host, display, and distribute that content as part of the Service. You can remove your content at any time, which terminates that licence going forward.
5. Donations and payments
The Service is currently offered at no charge. We accept voluntary donations through one or more third-party platforms (which may include Buy Me a Coffee, Ko-fi, Stripe, GitHub Sponsors, and similar). Donations:
- are not payments for services and do not entitle you to any specific feature, benefit, or service level;
- are non-refundable except where required by the donation platform’s own policy or by applicable law;
- are processed by the third-party platform under that platform’s terms and privacy policy;
- do not create a partnership, employment, agency, or fiduciary relationship between you and Loft Tools.
If we introduce paid tiers, subscriptions, or one-time purchases in the future, separate terms (including refund and cancellation terms) will apply and will be presented at the point of purchase.
6. Intellectual property
6.1 Our stuff
The Service — including the underlying source code, design, layout, text, graphics, logos, icons, the “Loft Tools” name and brand, and the selection, arrangement, and presentation of tools — is owned by us or licensed to us, and is protected by copyright, trademark, and other intellectual-property laws.
Personal-use licence. We grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Service for your own personal, non-commercial use, subject to these Terms. All rights not expressly granted are reserved.
What counts as personal, non-commercial use. Use by an individual for their own purposes; incidental use by an employee or contractor in the course of their work, where the Service is not embedded into a deliverable, hosted as a service, or redistributed; and use by registered non-profit organisations and accredited educational institutions for their core mission. Use for evaluation purposes for up to 30 days while a commercial licence is being negotiated also qualifies.
Commercial use requires a separate licence. “Commercial use” means any use of the Service or its outputs that is intended for or directed toward commercial advantage or monetary compensation, including without limitation:
- (a) embedding, integrating, or redistributing the Service or any tool as part of a product or service offered to third parties (whether for a fee or for free);
- (b) white-labelling or rebranding the Service or any tool;
- (c) hosting, operating, or providing the Service or any tool as a managed service to third parties;
- (d) using the Service to provide consulting, contracting, or freelance services to a client where the Service’s output is delivered to that client as part of a paid engagement; or
- (e) any use by or on behalf of an entity with annual gross revenue exceeding USD $1,000,000.
A commercial licence is not yet available for self-service purchase. To request a commercial licence, contact license@lofttools.com. We will respond personally and discuss terms; commercial licensing is being introduced as the Service matures and may take the form of a one-time fee, an annual fee, a per-seat fee, a revenue-share, or a custom arrangement. Until you have a written commercial licence in place, commercial use of the Service is not authorised, and any such use is a material breach of these Terms.
You may not (a) copy, modify, distribute, sell, or lease any part of the Service except as expressly permitted by a written commercial licence; (b) reverse-engineer, decompile, or disassemble it except where applicable law expressly permits; (c) remove proprietary notices; or (d) use any data-mining, robots, or scraping methods other than well-behaved general-purpose search-engine indexing.
For the full plain-English summary of the personal vs. commercial distinction, see the License page.
The Service is not open source. No part of these Terms grants any open-source licence.
6.2 Your feedback
If you send us feedback, suggestions, or feature requests, you grant us a perpetual, irrevocable, worldwide, royalty-free, sublicensable licence to use that feedback for any purpose without restriction or compensation.
6.3 Third-party components
The Service incorporates third-party software, fonts, icons, and libraries under their respective open-source licences (including PDF.js, pdf-lib, ONNX Runtime Web, Tesseract.js, Phosphor Icons, and others). A current list of components and their licences is published at /legal/notices.
7. Acceptable use
You agree not to:
- use the Service in any way that violates any applicable law;
- attempt to gain unauthorised access to the Service, other users’ devices, or our infrastructure;
- introduce malware, viruses, or any other malicious code;
- interfere with the Service’s operation, including by overloading, flooding, or sending automated traffic that exceeds reasonable rate limits;
- use the Service to process content that infringes intellectual-property or privacy rights, that constitutes child sexual abuse material, that promotes violence or terrorism, or that is otherwise prohibited by our Acceptable Use Policy; or
- use the Service to develop a competing product or service.
We may suspend or terminate access for any user who violates these Terms.
8. Third-party services and links
The Service may link to or integrate with third-party services (donation platforms, AI providers for opt-in premium tools, font CDNs, hosting providers). Your use of those services is governed by their own terms and privacy policies. We are not responsible for third-party services and do not endorse them merely by linking.
9. Service availability and changes
We aim for high availability, but the Service is offered on a best-effort basis. We do not guarantee uninterrupted, error-free, or secure operation, and we reserve the right to modify, suspend, or discontinue all or part of the Service at any time, with or without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation.
10. Disclaimers — please read this
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, OR THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.
You are solely responsible for evaluating whether a tool’s output is fit for your purpose and for verifying any output before relying on it for any meaningful decision. In particular, the calculator and converter tools are not professional advice — see our Disclaimer for important warnings about construction, finance, medical/health, legal, tax, and other professional contexts.
Some jurisdictions do not allow the exclusion of certain warranties; in those jurisdictions our warranties are limited to the minimum extent permitted by law.
11. Limitation of liability
To the maximum extent permitted by applicable law:
- We will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, use, goodwill, or other intangible losses, arising out of or related to your use of (or inability to use) the Service.
- Our total cumulative liability to you for all claims arising out of or related to the Service or these Terms will not exceed the greater of (a) USD $50 or (b) the total amount you have paid to us, if any, in the 12 months preceding the event giving rise to the claim.
- These limits apply regardless of the legal theory of liability and even if we have been advised of the possibility of the damages.
California-required carve-out. Nothing in these Terms limits or excludes liability for: (i) gross negligence, fraud, or wilful misconduct; (ii) personal injury or death caused by negligence; or (iii) any other liability that cannot be limited or excluded under California Civil Code §1668 or other applicable law.
12. Indemnity
You agree to defend, indemnify, and hold harmless Loft Tools, its operator, contractors, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to (a) your use of the Service, (b) Your Content, (c) your violation of these Terms or any law, or (d) your violation of any third-party right.
We reserve the right, at our own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you will cooperate in asserting any available defences.
13. Termination
You may stop using the Service at any time. We may suspend or terminate your access at any time, with or without notice, if we reasonably believe you have violated these Terms or applicable law, or if continuing to provide the Service to you creates a legal, security, or operational risk.
Sections that by their nature should survive termination will survive — including sections 4 (Your Content), 6 (IP), 10 (Disclaimers), 11 (Limitation of Liability), 12 (Indemnity), 14 (Disputes), and 15 (General).
14. Governing law and dispute resolution
14.1 Governing law
These Terms and any dispute arising out of or related to them or to the Service are governed by the laws of the State of California, U.S.A., without regard to its conflict-of-laws rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
Before filing any formal proceeding, you agree to contact us at legal@lofttools.com with a clear description of the dispute, the relief you seek, and your contact information. We will try in good faith to resolve the dispute informally for at least 60 days before either side starts a formal proceeding.
14.3 Venue
If informal resolution fails, the state and federal courts located in [OPERATOR COUNTY], California have exclusive jurisdiction, and you consent to personal jurisdiction there. Mandatory consumer-protection rights in your country of residence are not waived by this section — for example, EU/EEA consumers may bring actions in their country of residence under Regulation (EU) No 1215/2012.
14.4 Class action and jury waiver
To the extent permitted by law, you and we agree that any dispute will be brought in an individual capacity and not as part of a class, collective, or representative action. To the extent permitted by law, you and we waive any right to a jury trial. This section does not apply where prohibited by applicable consumer-protection law (for example, in many jurisdictions outside the U.S.).
14.5 Statute of limitations
Any claim must be brought within one year after the cause of action accrues, or it is permanently barred, except where applicable law requires a longer minimum period.
15. General
- Entire agreement. These Terms (with the policies they incorporate) are the entire agreement between you and us regarding the Service.
- No waiver. Our failure to enforce a provision is not a waiver of our right to enforce it later.
- Severability. If any provision is held unenforceable, the rest remain in effect.
- Assignment. You may not assign these Terms without our written consent. We may assign them in connection with a sale, merger, or restructuring.
- Notices. Notices to us must be sent to legal@lofttools.com. Notices to you may be posted on the site or sent to any address you have provided.
- Force majeure. Neither party is liable for failure to perform due to causes beyond its reasonable control, including acts of God, war, civil unrest, internet or hosting outages, denial-of-service attacks, or governmental action.
- No partnership. These Terms do not create a partnership, joint venture, employment, agency, or franchise relationship.
- Headings. Headings are for convenience only.
- Language. These Terms are written in English. If we provide a translation, the English version controls in case of conflict.
16. Changes to these Terms
We may update these Terms from time to time. The “Effective” date at the top will reflect the latest revision. Material changes will be highlighted at the top of this page for at least 30 days. Continued use of the Service after changes take effect constitutes acceptance of the updated Terms. If you do not accept the updated Terms, stop using the Service.
A complete change history is available on request to legal@lofttools.com.
Email: legal@lofttools.com
Mail: [OPERATOR MAILING ADDRESS]
Loft Tools is operated by an individual sole proprietor, not by a company with employees, investors, or shareholders. We’re trying to keep these Terms as fair and as readable as possible. If something seems unfair or unclear, write to us — we read every email.